Privacy Policy

This policy sets out how getcreditreport.com.au uses your personal information and explains:
This policy applies to getcreditreport.com.au and explains how getcreditreport.com.au uses personal information collected through the 'Site'.

getcreditreport.com.au is bound by the National Privacy Principles contained in the Commonwealth Privacy Act, except for its activities carried on in the course of journalism, which are exempt.

getcreditreport.com.au has publicly committed to complying with the Australian Press Council Privacy Standards for the use of personal information in the course of journalism.

getcreditreport.com.au may, from time to time, review and update this privacy policy statement to take account of new laws and technology and changes to getcreditreport.com.au 's operations. All personal information held by getcreditreport.com.au will be governed by getcreditreport.com.au 's most recent policy, posted on the Site.

What kind of personal information getcreditreport.com.au collects and how it is collected:
getcreditreport.com.au collects personal information from a variety of sources, including from members of the public, advertisers, prospective employees, mailing lists, recruitment agencies, contractors and business partners.

In general, the personal information getcreditreport.com.au collects includes (but is not limited to) name, address, contact details, gender, occupation, in some cases membership of professional associations and, where relevant, financial information, including credit card information, banking details and income information.

Personal Information you provide:
We store the personal information you enter on the getcreditreport.com.au website or give to getcreditreport.com.au in other ways. We obtain most personal information through the posting of ads or discussion forums via the getcreditreport.com.au website. You may provide information when you request or acquire a product or service from getcreditreport.com.au or its related companies, provide a product or service to getcreditreport.com.au , complete a survey or questionnaire, enter a competition, participate in forums or when you communicate with getcreditreport.com.au by e-mail, telephone or in writing (for example if you contact customer service or provide feedback).

Automatic collection: Cookies:
We may use a feature of your browser called a cookie to assign your computer a 'User ID'. Cookies do not contain information by which getcreditreport.com.au can identify you. They identify your computer to our servers. You may configure your browser so that you are notified before a cookie is downloaded or so that your browser does not accept cookies. getcreditreport.com.au may use information contained in cookies to make assumptions about the user of the computer and to provide users of that computer with focused advertising, which getcreditreport.com.au believes, may be of interest, based on that information. To disable your cookies, please refer to the help menu within your Internet browser.

Indirect collection:
getcreditreport.com.au endeavors to collect personal information about an individual only from that individual. In some circumstances getcreditreport.com.au may obtain personal information from a third party. If you provide personal information about another person to getcreditreport.com.au , getcreditreport.com.au requires that you inform that person you have done so and provide them with a copy of this policy.

How getcreditreport.com.au uses the information you provide getcreditreport.com.au may use information it collects from you for the primary purpose for which it is collected and for such other secondary purposes that are related to the primary purpose of collection.

getcreditreport.com.au generally uses personal information to:
provide you with products or services you have requested personalize and customize your experiences on the getcreditreport.com.au website; help getcreditreport.com.au manage and enhance its services; communicate with you; provide you with ongoing information about opportunities on the getcreditreport.com.au website in which getcreditreport.com.au believes you may be interested; give you the opportunity from time to time to receive e-mail from getcreditreport.com.au .

If you do not provide getcreditreport.com.au with that information, getcreditreport.com.au will not be able to provide you with the requested product or service.

Disclosure
getcreditreport.com.au may disclose personal information to other companies in the getcreditreport.com.au , which may only use it as set out above.

getcreditreport.com.au may also provide your information to:
third parties engaged by getcreditreport.com.au to perform functions on its behalf, such as processing credit card information, mail outs, debt collection, marketing, research and advertising; third parties authorized by you to receive information held by getcreditreport.com.au .
If getcreditreport.com.au sells part of its business, personal information may be part of the assets transferred to the purchaser.

The getcreditreport.com.au Network contains features where you are invited to send personal information to organizations other than getcreditreport.com.au . The choice to send such information to these organizations is entirely yours. You should be aware that any such information you choose to send will not be bound by this policy.

How getcreditreport.com.au treats sensitive information:
"Sensitive Information" means information relating to a person's racial or ethnic origin, membership of political bodies, religion, membership of a trade union or professional or trade association, sexual preferences, criminal record and health.

getcreditreport.com.au may use and disclose Sensitive Information only for the purpose for which it was provided or a directly related secondary purpose or as allowed by law unless you have agreed otherwise.

Management and security of personal information:
getcreditreport.com.au protects the personal information getcreditreport.com.au holds from misuse, loss, unauthorized access, modification or disclosure by various means including firewalls, pass word access, secure servers and encryption of credit card transactions.

Updating personal information:
getcreditreport.com.au endeavors to ensure that the personal information it holds is accurate, complete and up-to-date.

You can generally update personal information that is not membership information on the getcreditreport.com.au website where you submitted that information. Otherwise, please contact getcreditreport.com.au on privacy@getcreditreport.com.au where personal information is no longer required by getcreditreport.com.au , it would be destroyed or de-identified.

Seeking access to the personal information getcreditreport.com.au holds about you:
You have the right to seek access the personal information held about you and to advise getcreditreport.com.au of any inaccuracy. There are some exceptions to this right set out in the Privacy Act.

If you make an access request, getcreditreport.com.au will ask you to verify your identity and specify what information you require. getcreditreport.com.au may charge a feeto cover the costs of meeting your request.

How to contact getcreditreport.com.au
If you have enquiries or wish to provide feedback about this policy, please e-mail us at privacy@getcreditreport.com.au